Draft. Prototype for iteration. Logos, portraits, videos, certification and rating are placeholders. Otter artwork is generated concept art.

Tech companies
By stageSeedSeries AGrowthCustomBy industrySaaSDeep techAIFintechCryptoMarketplaceHealth tech
Construction
ConstructionGeneral contractorsSpecialist tradesCivil engineeringArchitects and engineersProject cover
Property & Real Estate
Property & Real EstateOverviewLandlord coverage reviewRental portfolio coverage reviewCommercial propertyProperty owners liabilityCommunity association cover
Coverage
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Make your insurance effortless.

No paperwork, no chasing. Tell Otti about your company in two minutes and a licensed broker sends your offer.

Get insured today
A sea otter floating on its back in calm water, holding a pebble on its chest
Nordlicht AIBrenner RoboticsIsar BiolabsKestrel EnergyVoltwayMarlow SystemsFjord LogisticsQuanta Optics Nordlicht AIBrenner RoboticsIsar BiolabsKestrel EnergyVoltwayMarlow SystemsFjord LogisticsQuanta Optics

Otti is an insurance broker for technology companies and property owners. Otti reads your policies, finds the gaps and holds on at every renewal.

Get insured!

Coverage built around your company’s journey

From your first round to your next one. We place the policies each stage needs with the insurers that fit.

Seed

What your investors require, set up once

Usually part of the programme

D&OCyberGeneral liabilityTech E&O

Series A

Protects you and your board, and helps close bigger deals

Usually part of the programme

D&OCyberGeneral liabilityTech E&OContentsLegal expenses

Growth

Limits that keep up with headcount, customers and contracts

Usually part of the programme

D&OCyberGeneral liabilityTech E&OProduct liabilityBusiness interruptionLegal expenses

Custom

Know exactly what you need?

Pick the lines that fit your business

D&OCyberTech E&OProfessional indemnityContents+

And for property owners

Landlords

A review of what your buildings carry today

Commercial propertyOwners liabilityLegal expenses

Portfolios

Many buildings, one programme, one renewal

Commercial propertyOwners liabilityBusiness interruption

Associations

Cover for the building the owners share

Commercial propertyOwners liabilityD&O

Why a broker built on software

Paper formsBroker meetingWeeks of waitingRenewal on autopilot

Policy schedule

Traditional brokers

Built for fifty-year-old companies. Forms by mail, answers in weeks, and nobody on your side at renewal or when a claim comes.

Otti

Our agents read your policies page by page and compare limits and exclusions. A licensed broker signs every recommendation. We close the gaps, cut what you overpay, and stay with you as you grow.

Your advisor

One named advisor who takes it all off your desk

  • Claims filed within a day, without paperwork on your side
  • At every renewal we check whether the same cover costs less
  • Letters from the insurer land with us, you get the summary and the decision
  • Liable for the advice: a licensed broker signs, with professional indemnity behind it
  • Reachable by mail, by phone, or through your finance team’s agent
IHK certified, §34d GewO★★★★★ Google reviews

What goes wrong, and which line pays

The claims we see most. Fictional cases, no figures.

Investor sues after a down round

The founders are accused of misleading the board. The defence runs for a year.

D&O

Supplier invoice paid to a fraudster

A convincing mail changes the bank details. Finance pays. The money is gone.

Cyber, social engineering

Customer data in an open bucket

Forensics, notifying every affected user, the regulator’s questions, the customer’s claim.

Cyber

Your outage costs a customer their launch

An enterprise customer holds you to the SLA and claims the loss.

Tech E&O

Burst pipe in a rental building

Three flats are uninhabitable for months. Tenants cut the rent.

Commercial property, loss of rent

Former employee at the labour court

A dismissal is contested. The case drags through two instances.

Legal expenses

Why clients trust us

Otti protects Nordlicht AI as they scale.

Otti protects Brenner Robotics as they scale.

Otti protects Isar Biolabs as they scale.

Otti protects Kestrel Energy as they scale.

Videos borrowed from WithCoverage as placeholders. Company names are fictional.

Get insured today. Two minutes, no calls.

What would you like to insure?

Startups & TechnologyProperty & Real Estate

Apply online, a broker does the rest

Answer a few questions about your company. A licensed broker compares insurers, and you get your offer within two business days.

Best for

Founders, finance teams and property owners who want it done without meetings.

Start your application →